If you’re a financially stable small or midsize business, and you seek a flexible benefit plan for your employees that also manages to keep costs in check, you’re likely finding limited options. Fully … [Read more...]
Benefits Consulting
MarketLinkSM: The Future of Employee Benefits
Many companies are finding it harder and harder today to choose the right benefits program, then manage it efficiently over time. As that occurs, their program costs and administrative burdens seem to … [Read more...]
Have You Benchmarked Your Employee Benefits Program? You Really Should.
Is your employee benefits program as competitive as it can be? Are you paying too much, or are you offering incentives that truly help to retain employees over time? What are industry leaders and/or … [Read more...]
Manage Your Benefit Costs More Effectively With Reference-Based Pricing
As health care costs continue to rise amidst a constantly evolving health care market, employers are more challenged than ever to find new and creative ways to lower their health care costs. While … [Read more...]
Carve Outs Could Cut RX Plan Costs by 10-15%
Prescription plans typically account for 20-25 percent of an employer’s annual health insurance claims cost. Who is monitoring the potential for savings associated with prescription costs? On the … [Read more...]
The Supreme Court Marriage Decision: How Will it Change Your Benefits Coverage?
The recent decision by the U.S. Supreme Court that makes same-sex marriage legal in every state has thrown a curveball to employers in terms of the treatment of domestic partner health care coverage. … [Read more...]
ACA’s Individual Out-of-Pocket Maximum Will Apply to Individuals in Group Health Plans in 2016
Overview The Affordable Care Act (ACA) provides that a non-grandfathered group health plan must limit an enrollee’s out-of-pocket costs. While there has been clear definition about these maximum … [Read more...]
IRS Announces 2016 HDHP and HSA Limits
Can a High-Deductible Health Plan Benefit your Company? The Internal Revenue Service (IRS) has announced an increase to the allowable maximum contribution individuals can make to their health … [Read more...]
Divorce Does Not Revoke Ex-Spouse’s Beneficiary Status, Ohio Appeals Court Decides
Summary “Put it in writing…” This maxim applies to so many situations in business and life – and particularly in the realm of life insurance. An insured party’s stated intentions regarding … [Read more...]
The Future of Benefits
With such a concentrated focus on the Affordable Care Act (ACA) in 2014, other benefits programs temporarily took a back seat to health care. Now as employers begin to refocus on human capital and the … [Read more...]
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